This Currency Is More Valuable Than Money

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The Hidden Currency…

Last week I traveled back to India, I sat in Mumbai's notorious traffic, watching a luxury SUV inch forward next to a local train packed with commuters.

That moment sparked a revelation I can't stop thinking about – one that could transform how you think about wealth in 2025.

There's a hidden currency in India that's more valuable than money, more precious than gold, and far more unequally distributed than wealth itself.

This currency is time.

Let me share why this matters to you as an entrepreneur or leader...

In Mumbai, a person works an average of 3,300 hours annually – nearly double what their counterparts in New York (1,800 hours) or Berlin (1,650 hours) work.

Yet despite working longer hours, many Indians find themselves "time poor" while others are "time wealthy."

This disparity creates a parallel economy that few talk about, but everyone feels.

Here's what I've discovered about becoming "time wealthy":

1. The Paradox of Time Poverty

Earlier this month, I shadowed three different professionals for a day:

• A startup founder working 16-hour days but making 7 figures

• A freelance developer who sets his own schedule and makes half that amount

• A corporate executive with a "prestigious" 9-5 that extends into endless late-night calls

The most fascinating part?

The freelancer, despite earning less, was the wealthiest in terms of life quality. He could have breakfast with his family, exercise daily, and pursue passion projects.

The founder and executive, despite their higher incomes, were essentially borrowing time from their health and relationships to pay for their financial success.

2. The Hidden Cost of Time Debt

Just like financial debt compounds, time debt accumulates interest:

• Skipping exercise saves an hour but costs in future health bills

• Missing family dinners saves 30 minutes but costs in relationship quality

• Neglecting sleep saves time but reduces next-day productivity by 20-30%

Research shows that 72% of professionals are in severe time debt, paying for it with their health, relationships, and ultimately, their happiness.

3. The Time Wealth Strategy for 2025

Here's what I've implemented in my own life and seen work for other successful founders:

• Win the Week, Not the Day: Stop trying to perfect every day. Instead, ensure each week has the right balance of work, relationships, health, and personal time. I use a simple weekly audit system (attached below).

• Create Time Boundaries: I've started treating my time like I treat my investment portfolio – diversified and protected. No work calls after 7 PM unless it's a pre-planned exception.

• Invest in Time Leverage: Just as you'd invest money to make more money, invest time to make more time. I spent 20 hours learning automation tools that now save me 10 hours every week.

Final Thought: Your Action Plan

1. Block out your "non-negotiable" time slots first (family, health, personal growth)

2. Review your calendar for the past month – identify your biggest time debts

Remember: You can always make more money, but you can't make more time. 

In 2025, the truly wealthy won't be those with the fullest bank accounts, but those with the fullest lives.

Would love to hear your thoughts on this. Hit reply and let me know: What's your biggest time debt right now?

To your wealth,

Be Wealth Operators