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- The power of compound interest
The power of compound interest
Hey Ambitious,
If you want to become a millionaire…
You need to understand compound interest.
In fact, Albert Einstein once said:
"Compound interest is the eighth wonder of the world. He who understands it, earns it."
But here’s the catch—most people never take advantage of it.
Let’s fix that today.
First, a quick question:
How soon did you start investing? 💸 |
The Power of Compound Interest
Compound interest helps you earn interest on the money you originally invested.
And the key? You’re earning interest on your interest.
Here’s a fun challenge for you:
Would you rather take:
➡️ One million dollars right now
or…
➡️ One penny that doubles every day for 30 days?
Most people choose the million dollars.
But if you went with the penny, you'd end up with over $5 million.
Check it out:

THIS is the power of compound interest.
It’s how small amounts of money grow into large sums over time.
The key?
Start early. Be consistent. Let time work its magic.
And speaking of smart investments…
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Past performance is not indicative of future results. Email may contain forward-looking statements. See US Offering for details. Informational purposes only.
How to Use Compound Interest to Build Wealth
Now you know how powerful compound interest is.
But how can you "earn it" as Einstein said?
By investing money into appreciating assets.
Here are 7 assets that can earn you compound interest:
1. Real Estate
90% of all millionaires become so through owning real estate.
Real estate can provide:
Tax advantages
Passive income from rent
Profits from property appreciation
Remember, real estate is illiquid and a long-term investment.
Best platform: Arrived
2. Fine Art
Fine art has an average ROI of 10.6% per year.
Fine art investments can provide:
Diversification
Inflation protection
Long-term value appreciation
Remember, fine art can be expensive and a long-term investment.
Best platform: Masterworks
3. Stocks
The main source of wealth creation is...
Investing in stocks.
Stocks can provide:
High returns
Protection against inflation
Passive income from dividends
Investing in stocks is a proven way to earn compound interest.
Best platforms:
M1 Finance (US)
Remember: Stock markets fluctuate and past performance doesn't guarantee future results.
Start with index funds if you're new to investing.
4. Crypto
There are over 88,200 crypto millionaires worldwide.
Crypto can provide:
High returns
Diversification
Inflation protection
Important: Crypto is highly volatile.
Never invest more than you can afford to lose.
Best platform: Kraken
5. HYSA (High-Yield Savings Account)
Start earning passive income by stashing your cash in a HYSA.
(Aka a high-yield savings account).
HYSAs can provide:
Liquidity
Passive income
Low (or no) fees
A high-yield savings account can earn you over 4% APY.
A 4% rate on $10,000 of cash would earn you $400.
For doing absolutely NOTHING.
Best platform: Raisin
6. Farmland
Farmland has averaged ~11% total annual returns from 1992 to 2023.
Farmland can provide:
Stable returns
Passive income from rent
Protection against inflation
Remember, farmland is illiquid and a long-term investment.
Best platform: FarmTogether
7. Yourself
You can't go wrong with investing in yourself.
The return you’ll get will be 10X the amount of money that you invested.
How do you invest in yourself?
Read books
Take courses
Listen to podcasts
The more you learn, the more you earn.
Speaking of getting smarter…
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The Bottom Line
Compound interest is the way to wealth.
If you want to become a millionaire...
Start investing early and often.
And let compound interest work its magic.
Your bank account will thank you later.
💌 Enjoyed these insights? Don’t keep them to yourself. Forward this newsletter to someone who could benefit.
Stay wealthy,
Be Wealth Operator
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